INFORMATIVE LINKS
ALL THE RESOURCES YOU NEED
ALL THE RESOURCES YOU NEED FOR EVERY STEP IN THE HOME BUYING PROCESS.
Buying a home in Lake Charles? Refinancing? These resources can guide the way.
Here at Premier Lake Charles, we want the home buying process to be as simple and easy to understand as possible. To help achieve this goal, we’ve pulled together some of the best and most informative mortgage and homebuying resources out there.
Have a question, need guidance or just want help understanding the mortgage process? The below links can help.
NATIONWIDE
Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau’s Home Loan Toolkit offers detailed information about the mortgage process, closing costs and homeownership in general. You can also head to the mortgage resources page for more helpful content.
Fannie Mae
One of the nation’s two government-sponsored enterprises, Fannie Mae purchases mortgages loans on the second market. Head here for mortgage-related market data, lists of government-owned foreclosed homes and the proprietary mortgage assistance tool Know Your Options.
Freddie Mac
Freddie Mac is America’s second government-sponsored enterprise and is another major purchaser of mortgages. Check out FreddieMac.com for market research, current interest rates and a plethora of homeownership resources.
U.S. Department of Housing and Urban Development
The U.S. Department of Housing and Urban Development (HUD) is dedicated to ensuring fair and equal access to housing throughout America, despite income, race, or background. It’s resources section is a great place to find information on FHA mortgage loans, state down payment assistance programs and frequently asked mortgage-related questions.
REALTOR.com
Use this tool to search home listings in your area, as well as stay abreast of industry trends and homebuying best practices. You can also use the site to find a licensed real estate agent in your area.
USDA Income and Property Eligibility
If you’re considering using a USDA mortgage loan for your home purchase, this handy tool can help you check property eligibility in your area.
U.S. Department of Veterans Affairs
Are you a military member or veteran? Head to the VA’s website to learn about using your VA mortgage loan benefit to purchase a property.
Zillow
Real estate listings platform Zillow is a good spot to start your home search, as well as a helpful tool for gauging prices and local market conditions. You can also learn about market trends and news in the site’s research section.
Mortgage Dictionary
Confused about a term you keep seeing? Just want to better understand the mortgage process? Our mortgage dictionary and mortgage FAQs can help.
ARKANSAS
Arkansas Development Finance Authority
The ADFA offers down payment and closing cost assistance for low- to moderate-income Arkansas residents. You’ll find program descriptions and application forms at ADFA.Arkansas.gov.
HUD.gov
Head to HUD’s state-specific page for Arkansas housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
COLORADO
Colorado Housing and Finance Authority
The CHFA helps connect low- and moderate-income residents with affordable mortgage and homebuying programs. You’ll also find homebuyer education, down payment assistance and closing cost assistance programs here.
HUD.gov
Head to HUD’s state-specific page for Colorado housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
FLORIDA
Florida Housing Finance Corporation
The FHFC offers affordable housing programs for in-need Florida residents. Head here for insights on local homebuying education and assistance.
HUD.gov
Head to HUD’s state-specific page for Florida housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
INDIANA
Indiana Housing & Community Development Authority
The IHCDA offers low-interest rate loan programs and down payment/closing cost assistance. You’ll also find information about energy assistance programs and local fair housing laws here.
HUD.gov
Head to HUD’s state-specific page for Indiana housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
LOUISIANA
Capital Area Finance Authority
The CAFA offers low-interest rate loans, homebuyer grants and down payment assistance programs for residents of East Baton Rouge and its eight surrounding parishes. The site also contains a plethora of educational resources.
Louisiana Housing Corporation
The Louisiana Housing Corporation works to ensure safe and affordable housing for all state residents. Head here to apply for various homebuying assistance programs, as well as to learn more about the mortgage process and local housing policies.
HUD.gov
Head to HUD’s state-specific page for Louisiana housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
MINNESOTA
Minnesota Housing Finance Agency
The MHFA works to ensure Minnesota residents have access to affordable and safe housing options. The site boasts resources on homebuying, refinancing, down payments, interest rates, foreclosure prevention and more.
HUD.gov
Head to HUD’s state-specific page for Minnesota housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
OHIO
Ohio Housing Finance Agency
The OHFA offers housing assistance for first-time homebuyers and other Ohio residents. You’ll also find information about foreclosure prevention programs on OHFA’s site.
HUD.gov
Head to HUD’s state-specific page for Ohio housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
SOUTH CAROLINA
South Carolina Housing
This statewide housing organization offers loan and homebuying assistance programs. Use the agency’s site to connect with a housing counselor, access disaster resources or learn more about becoming a homeowner.
HUD.gov
Head to HUD’s state-specific page for South Carolina housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
TEXAS
Southeast Texas Housing Finance Corporation
Commonly referred to as SETH, this organization offers housing assistance programs moderate- mad low-income residents in Southeast Texas. You can also head here to learn about the Mortgage Credit Certificate Program, which can save you up to $2,000 per year in income taxes.
Texas State Affordable Housing Corporation
Created by the Texas Legislature, the Texas State Affordable Housing Corporation (TSAHC) is a nonprofit affordable housing organization Premier Nationwide Lending offers some of the assistance programs provided by TSAHC. You can also use the website to locate an agency-approved real estate agent who can help you find a home affordably.
Texas Department of Housing and Community Affairs
The Texas Department of Housing and Community Affairs works to end homelessness and ensure safe, affordable housing for all Texans. Head to the agency’s website for information on homeownership programs, section 8 housing and more.
HUD.gov
Head to HUD’s state-specific page for Texas housing news and updates. You’ll also find links to local homeownership assistance programs, foreclosure relief and more.
GET MORE HELP
Need more help on your homebuying journey? The Premier Lake Charles is here to help. Reach out today for more personalized guidance.